Taxmo vs TaxSavers

€49 self-serve filing versus an advisor-prepared return from €225.

The TaxSavers is an Amsterdam tax-advisory firm: advisors prepare and file your return, with prices starting at €225 for a single annual return and €325 filing together with a partner (including VAT, per their published price list, June 2026). Their M-form for a migration year starts at €325 (€425 duo). Taxmo is self-serve software: free refund calculation, then a one-time €49 (Box 1) or €79 (Box 2/3) to file directly to the Belastingdienst, partner data included. For a standard employee return the price difference is roughly 4-5x.

Price comparison

TaxSavers annual return: from €225 single / €325 with partner. Provisional return: from €125. M-form: from €325. Taxmo: €49 one-time for Box 1, €79 including Box 2 and Box 3, with the free wizard showing your refund before you pay anything. Note that Taxmo files regular full-year resident returns; for a migration-year M-form an advisor like TaxSavers is currently the right call.

Advice versus automation

TaxSavers gives you a human advisor: useful when your situation needs judgment (emigration, foreign assets, complex partnerships). Taxmo automates the standard case extremely well: official 2025 brackets and credits, eigenwoningforfait from your WOZ value, drempel calculations for medical costs and donations, and a transparent breakdown of every euro. Most employees do not need advice; they need the rules applied correctly.

When to pick which

Moved to or from the Netherlands mid-year, or have layered international income? TaxSavers' advisors earn their fee. Worked the full year in the Netherlands with a jaaropgaaf, maybe a mortgage and some deductions? Taxmo files the same return for €49 in about 15 minutes.

Frequently asked questions

How much does TaxSavers charge versus Taxmo?
TaxSavers starts at €225 for a single annual return and €325 with a partner (including VAT, per their price list, June 2026). Taxmo is €49 one-time, or €79 when Box 2 or Box 3 is involved, partner included.
Can Taxmo do the M-form like TaxSavers?
Not yet. Taxmo files regular full-year resident returns directly to the Belastingdienst. For the migration year itself (M-form), use Mijn Belastingdienst or an advisor such as TaxSavers.
Do I lose deductions by not using an advisor?
The common deductions (mortgage interest, medical costs above the drempel, donations, alimony, annuity) are exactly what the Taxmo wizard checks and applies automatically, with the thresholds computed for you.