File your own Dutch income tax return - for employees and individuals

File your income tax return without an accountant, without a KvK. From €49 per return.

Taxmo lets any employee or individual in the Netherlands file their own personal income tax return (aangifte inkomstenbelasting). No accountant and no KvK number needed, just your BSN and your annual statement (jaaropgaaf). Enter your salary and deductions, see your refund instantly, and file directly to the Belastingdienst via Digipoort. The wizard and the refund calculation are free: you only pay when you actually file.

How much does it cost to file a Dutch income tax return?

A one-time fee, no subscription. Standard is €49 and covers Box 1 (salary, home, and deductions). Plus is €79 and adds Box 2 (substantial interest) and Box 3 (savings and investments). You pay only when you file, and only Plus if your return uses Box 2 or Box 3.

How to file your income tax return

1. Enter your income - gross salary and withheld wage tax (loonheffing) from your jaaropgaaf. Had more than one employer? Add them all.
2. Add your deductions - mortgage interest, commuting, medical costs, donations, alimony, and annuity. We work out the thresholds and apply every tax credit.
3. See your result - your refund or amount due right away, with a clear breakdown per bracket and tax credit (heffingskorting).
4. File to the Belastingdienst - file directly in one click, or download the XBRL file for Mijn Belastingdienst.

Which deductions and boxes are supported?

• Box 1: salary, owner-occupied home (mortgage interest relief and eigenwoningforfait from the WOZ value), commuting, specific medical costs, donations, alimony, annuity, pension and benefits (AOW)
• Box 2: substantial interest (5% or more), regular benefits, disposal gains, withheld dividend tax
• Box 3: savings, investments, green investments and debts, with the definitive 2025 deemed-return rates
• Tax credits: general tax credit, labour credit, elderly credit, and the income-dependent combination credit (IACK)

Frequently asked questions

Do I need a KvK number or an accountant?

No. The personal income tax return works without a KvK and without an accountant. You only need your BSN and your income details.

Is it free?

The wizard and the refund calculation are free. Filing is a one-time purchase of €49 (Box 1) or €79 (adds Box 2 and Box 3). No subscription.

Can I still file my 2025 return?

Yes. The 2025 tax year is filed in 2026 (deadline 1 May, or 1 September with an extension). If you were not required to file, you can file voluntarily up to 5 years back to claim a refund.

Can I file directly with the Belastingdienst?

Yes. You file your full return directly via Digipoort, or download the XBRL file to upload it yourself in Mijn Belastingdienst.

What if Taxmo makes a calculation error?

Accuracy guarantee: if a Taxmo calculation error leads to a Belastingdienst penalty, we refund your filing fee and cover the penalty up to €500.

What does the Box 3 actual return statement (OWR) cost?

€39 one-time per year (2017-2024). If your actual Box 3 return was lower than the deemed return, report it and reclaim overpaid tax; Taxmo builds the official statement and files it directly.